Insurance - Been checking them out!

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Insurance - Been checking them out!

#1

Post by thedupleman » Mon Dec 02, 2013 3:48 pm

So Patricia's car insurance is due.

Compared several companies including the forum ones,

Quote is for Patricia 8 years no claims,fully comp,me as a named driver,all mods including coilovers,brakes and induction

churchill

The original insurer coming in with breakdown cover we Didnt want at £324-excess £350


SKY

extremely dissapointed considering they are always asking to advertise here they came in at £360 and said they couldn't go any lower,but a lower excess of £250. Have to say bit of a let down,they obviously talk the talk but don't walk the walk.ollie.......very poor.The advisor was very apologetic and pleasant almost as though he felt insulted telling me the price

prestige

Came in at £300 with a £350 excess.im told they won't go below 300 which doesn't really inspire me to be honest and doesn't really encourage me to ring.....very pleasant call though very helpful guy called Dave,who had the best phone manner.


Adrian flux

Won the day at £280 with £200 excess.usual good manners on the phone,and very helpful if a bit pushy(shall we ring you back...we can ring you back....quote may not last beyond today.......) bit pushy but phone manner was fine


Look out guys it’s him that thinks he’s in charge!

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Re: Been checking them out!

#2

Post by mrkieran23 » Mon Dec 02, 2013 4:54 pm

I have found Adrian Flux to be very competitive also
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Re: Been checking them out!

#3

Post by aaronyuri » Mon Dec 02, 2013 6:43 pm

Sky have been a complete letdown for me and AF. They throw quotes of thousands when I'm already getting ones for a couple hundred quid. I've called them 3 years in a row and they have failed every time.
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Re: Been checking them out!

#4

Post by cervantes » Mon Dec 02, 2013 7:44 pm

bloody hell rik, im paying a lot less than that with 5yrs ncb on the 197, makes you wonder whats the point in insurance group numbers, have you got a bad post code or something mate?

on another note i have noticed a few companies have started to do the same as prestige and wont go below the £300 mark, my parents changed insurer after 5 trouble free years because of this (and they managed to get a cheaper quote online
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Re: Been checking them out!

#5

Post by silverfox1264 » Mon Dec 02, 2013 8:29 pm

Just had my quote back from Churchill 9yrs NCB protected 33yrs old, car parked on drive quoted me £195.00 :happy-partydance:

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Re: Been checking them out!

#6

Post by cervantes » Tue Dec 03, 2013 12:49 am

now thats more like it :icon-lol: :handgestures-thumbupleft:
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Re: Been checking them out!

#7

Post by Lexo » Tue Dec 03, 2013 9:25 am

* Dreams of the day he gets a quote below £700 *
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Re: Been checking them out!

#8

Post by ZS » Tue Dec 03, 2013 9:37 am

Personally I would steer clear of Adrian Flux, too many bad experiences with them to ever go back... Prestige is fine if your quotes are over £300 elsewhere as they have a minimum quote of £300.

Have you tried GreenLight insurance? They require a minimum NCD to go with them and as such their quotes are normally very competitive (although I forgot about them when changing my insurance this time round)

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Re: Insurance - Been checking them out!

#9

Post by cervantes » Tue Dec 03, 2013 6:34 pm

makes sense, cheers for the explanation :handgestures-thumbupleft:
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Re: Insurance - Been checking them out!

#10

Post by cervantes » Fri Dec 06, 2013 9:57 pm

thats quite the saving :handgestures-thumbupleft: bet you'll be well chuffed with that :happy-partydance:
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Re: Insurance - Been checking them out!

#11

Post by [email protected] » Mon Jun 23, 2014 12:30 pm

thedupleman wrote:prestige

Came in at £300 with a £350 excess.im told they won't go below 300 which doesn't really inspire me to be honest and doesn't really encourage me to ring.....very pleasant call though very helpful guy called Dave,who had the best phone manner.
Hi Daz
I've just seen this & thanks for the comments about Dave - he's a great guy. I'll pass your comments to him if that's OK as words of encouragement :)

Kind regards
Tim


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Re: Insurance - Been checking them out!

#12

Post by thedupleman » Mon Jun 23, 2014 12:43 pm

Thats ok mate the way he handled the call was def the most professional and he made me feel like nothing was too much trouble
Look out guys it’s him that thinks he’s in charge!

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Re: Insurance - Been checking them out!

#13

Post by ZS » Mon Jun 23, 2014 2:38 pm

thedupleman wrote:Came in at £300 with a £350 excess.im told they won't go below 300 which doesn't really inspire me to be honest and doesn't really encourage me to ring.....very pleasant call though very helpful guy called Dave,who had the best phone manner.
This is exactly the reason I didn't go with Prestige, I'm only paying £260 per year for the same cover elsewhere...

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Re: Insurance - Been checking them out!

#14

Post by ChrisKnottIns » Mon Jun 23, 2014 2:43 pm

Of course you're always free to call Chris Knott for a quote even if you're paying under £300.

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Re: Insurance - Been checking them out!

#15

Post by [email protected] » Tue Jun 24, 2014 8:22 am

thedupleman wrote:Thats ok mate the way he handled the call was def the most professional and he made me feel like nothing was too much trouble
Thanks Daz. Good to hear :)


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Re: Insurance - Been checking them out!

#16

Post by ZS » Tue Jun 24, 2014 9:10 am

ChrisKnottIns wrote:Of course you're always free to call Chris Knott for a quote even if you're paying under £300.
Funny enough, Chris Knott were £50 more expensive than Prestige when I called, which made them £100 more expensive than my current insurer per year...

However, once I get rid of the Audi and get myself a new car I will re-try the quotes :)

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Re: Been checking them out!

#17

Post by pg3r » Fri Jun 27, 2014 5:46 pm

hyunky wrote:
cervantes wrote:bloody hell rik, im paying a lot less than that with 5yrs ncb on the 197
Tom (HappyApril) works for insurance company and partly explained this recently... As the older Cars/Gens are just about always a complete a write off in the event of an accident they are more expensive to insure... It was therefore cheaper for a member to insure 2.0L Siii than 1.6 Gen 1/2... The cheapest Coupe for me to insure with my provider is a V6 Siii Auto at £50 less than mine (based on standard) :confusion-shrug:
That makes no sense at all. If you write a gen 1 off worth £350 it's a claim for £350. You have light frontal setting the airbags off in an s111 worth 5 grand with car hir fees etc your looking at a 2 grand claim, it may not be a write off but it's alot bigger claim cost.

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Re: Insurance - Been checking them out!

#18

Post by GazYorkshire » Wed Mar 11, 2015 10:50 am

I rang all three of our insurance sponsors yesterday as I've just received my renewal from my current insurer.
None of them could beat my renewal figure, two of them were around £250 dearer and the other was £550 dearer.
All of them were very courteous though, and apologised for not being competitive for me this time.
I'll try them again next year, see what they can come up with.
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Re: Insurance - Been checking them out!

#19

Post by Truth » Wed Mar 11, 2015 1:08 pm

I switched from Flux to Chris Knott this year .
They were not only cheaper than Flux but they also agreed to do the admin , for when I do swap the car in a few weeks , totally free of charge . Also in between I am going to take the private reg off the coupe and put the old one back on , the admin for this is also being done free of charge.
Can't fault them in fairness

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Re: Insurance - Been checking them out!

#20

Post by Jonathanp19 » Wed Mar 11, 2015 1:25 pm

all of you should feel lucky haha I cant wait until my insurance is below £1000 Right now its £1550 for the year ..

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Re: Insurance - Been checking them out!

#21

Post by Truth » Wed Mar 11, 2015 3:54 pm

Yes mate BUT I would swap low insurance for your youth !!! :laughing-rollingyellow:

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Re: Insurance - Been checking them out!

#22

Post by cervantes » Wed Mar 11, 2015 3:58 pm

Jonathanp19 wrote:all of you should feel lucky haha I cant wait until my insurance is below £1000 Right now its £1550 for the year ..

I'd like to say it could be worse, I've had some silly quotes myself though luckily managed to find cheaper, can't help but feel there should be a regulatory body enforcing a cap on insurance costs, even more so now with the proliferation of black box schemes
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Re: Been checking them out!

#23

Post by audioque » Wed Mar 11, 2015 4:04 pm

pg3r wrote: That makes no sense at all. If you write a gen 1 off worth £350 it's a claim for £350. You have light frontal setting the airbags off in an s111 worth 5 grand with car hir fees etc your looking at a 2 grand claim, it may not be a write off but it's alot bigger claim cost.
Generally cheaper car = more likely to get into an accident. I can insure my RX-8 for £1,200 yet I can get £700 for a brand new Audi S1 which is only a tad slower... depends on the car, the postcode, your age, your profession etc etc etc there's far too many parameters to say that the age of the car is just the only cause. Point being, the stats for those who drive older cars are worse than those who drive newer cars. I never ever see new audi's wrapped round a lampost but in only a week I saw a Micra wrecked, an old Evo and also a bug eye subaru all smashed up...

Just look at any of the facebook groups for the coupe, every second post is some kid writing off their coupe... :confusion-shrug:
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Re: Insurance - Been checking them out!

#24

Post by thedupleman » Wed Mar 11, 2015 4:11 pm

I just remembered something I wanted to put. Privelidge charged me £25 to do a reg change. Flux was free when I changed the saab
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Look out guys it’s him that thinks he’s in charge!

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Re: Insurance - Been checking them out!

#25

Post by GazYorkshire » Wed Mar 11, 2015 4:46 pm

It's a shame none of the 3 could do me a better quote, as I like to keep everything 'inter club' if I can, but I'm saving at least £250 by staying where I am.
My insurer does vehicle changes free of charge too.
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